Mortgages for Home Movers
Whether you’re upsizing because you need more space for family, or downsizing to free-up some capital, it’s important to weigh-up your options before buying your next property.
At dot financial services, our advisers can help at any stage of the mortgage process, whether you have an existing plan or need to find a new one. If you’re porting or transferring an existing mortgage, we can help to get you moving.
Regardless of whether you’re up- or down-sizing we will find the mortgage for you
Follow our simple steps to success…
- 1. How much could you borrow?
Once you have an idea of your next home, use our mortgage calculator to work out how much you could borrow.
- 2. Start your application
Speak to one of our expert mortgage advisers to understand which mortgage could suit your needs. With thousands of mortgage products from over 90 lenders, we’ll help you to narrow your search from a wide range of options. We offer appointments in your local branch or over the telephone at a time that suits you.
- 3. Agreement in Principle
An Agreement in Principle (AIP) helps you to understand how much you could borrow and the kind of property you can afford. Most estate agents will ask for an AIP. It should only take 15 minutes.
- 4. Find your perfect property
We work with Nick Dunning Associates, a rapidly expanding property group, who have access to a huge range of properties available to buy now. Whether you’re looking for a new build apartment or large family home, they offer a wider range of beautiful properties just waiting for a new owner.
- 5. Put in your offer and accept
When buying your first property, there are a lot of factors to remember. We will help you liaise with your mortgage provider and solicitors to streamline to whole process, bringing you even closer to owning your first home.
- 6. Complete and move in
Once you’ve exchanged contracts, you’re free to move into your new home!
7. Protecting your future
Our service doesn’t stop there. Once you’ve moved in, our protection plans provide you with the peace of mind that you’ll be able to keep up your mortgage payments should your circumstances ever change.
Contact us to arrange an appointment with one of our local mortgage advisers, or if you would prefer, we can arrange a telephone appointment at your convenience.