The chances of finding yourself out of work due to long-term illness or injury are unfortunately all too high. If you become seriously ill unexpectedly or suffer an injury and you are unable to work, could you afford to pay the continuing financial commitments without receiving an income from your job? If it happened to you, would you be able to cope on the state statutory sick pay?

With income protection helping to replace some of your lost earnings, that is one less thing to worry about when you are ill or injured.

Income protection is designed to pay you a regular tax-free income benefit if you suffer illness or accidental injury and are unable to work leading to a loss of earnings during the cover term.

With the help of your dot advisor, you select a suitable amount of cover for your needs and review it regularly to make sure that it is in line with your requirements. You can choose when your income benefit starts, from a range of deferred periods.   Contact dot today and one of our friendly and professional advisors will work with you to identify the product best suited to you.

You can make monthly or yearly payments for the plan term you have chosen. If you stop your payments your cover will end. However, you can stop your payments while the income benefit is being paid to you. The plan has no cash-in value at any time.

dot financial services is authorised and regulated by the Financial Services Authority (FSA). Registered number 305221.