If you become seriously ill unexpectedly or suffer an injury and you are unable to work, could you afford to pay the continuing financial commitments without receiving an income from your job? If it happened to you, would you be able to cope on the state statutory sick pay?

With income protection helping to replace some of your lost earnings, that is one less thing to worry about when you are ill or injured.

Income protection is designed to pay you a tax-free monthly benefit if you are unable to work due to incapacity caused by illness or injury that results in a loss of income during the policy term.

With the help of your dot advisor, you select a suitable amount of cover for your needs and review it regularly to make sure that it is in line with your requirements. You can choose when your income benefit starts, from a range of deferred periods.   Contact dot today and one of our friendly and professional advisors can arrange income protection for you.

You can make monthly or yearly payments for the plan term you have chosen. If you stop your payments your cover will end. You won't have to pay premiums if you are incapacitated and receiving a monthly benefit.  Your premiums will be waived for the duration of a valid claim. The plan has no cash-in value at any time.

For insurance business,we arrange policies exclusively from Legal & General.

dot financial services is a trading name of Townends (Financial Services) Limited, which is an appointed representative of Legal & General Partnership Limited which is authorised and regulated by the Financial Services Authority for advising on and arranging mortgage and insurance.