Property is probably the biggest investment most of us ever make. It is important before starting your house-hunting in earnest to have a good understanding of how much you will be able to borrow and what the other costs associated with moving are likely to be.

If you are currently renting, you also need to take into account the other costs of owning a property that you currently don’t have to pay such as buildings insurance, maintenance and water rates.

At dot financial services, we aim to make things easier for our clients, so we have provided a handy mortgage calculator,  cost of moving sheet and monthly budget planner to help you to calculate both the total cost of your move and the ongoing affordability of your proposed mortgage.  Clicking these links will open a PDF file - if you do not have Adobe PDF Reader, please click here to download it.