The key advantage of having a mortgage agreement in principle (AIP) is that it confirms how much you are able to borrow and allows you to secure the rate and product that best suits your needs.  This is very important - particularly in times of mortgage interest rate instability.

Having an AIP also clearly demonstrates to the seller and estate agent that you are a serious buyer and that a lender has agreed in principle to lend you enough money to secure the property

The AIP can also speed up the process later when you make a formal application because it will already have some of your information - assuming you stick with the same lender.

In a busy market where there could be multiple potential buyers interested in each property, having dot financial services obtain a AIP for you can give you a key advantage over other buyers and could be the difference between winning or loosing your dream home.

Obtaining an AIP really does put you on the fast track to buying your dream home. To start the ball rolling all you have to do is contact dot and we will help you to arrange an AIP with your favoured lender.